Midwest's most respected
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Commercial insurance claims

Commercial Insurance Claims

Commercial Property Damage Consultants

Adjusters Secure Maximum Compensation after a LossFire Loss Compensation

Industrial and manufacturing losses are complex, putting an entire company’s future at risk if not resolved quickly and effectively. Damage to equipment and important machinery due to a fire, flood or other natural disaster requires careful documentation when submitting your claim to an insurance company.  Commercial and industrial claims present several challenging issues ranging from coverage limits, potential coinsurance calculations, sub limits and extensions of coverages.  At Steven C. Schwed & Associates, Inc. we have the experience necessary to navigate the coverages in order to present claims to the insurance company that are in the best interest of the policyholder.

Our firm provides professional claim services in:

  • Building Losses
  • Business Interruption/Time Element Losses
  • Contents/Inventory Losses
  • Machinery/Fixture Losses
  • Employee Dishonesty/Crime Loss
  • Equipment Breakdown/Boiler Machinery Losses

Why Retain Steven C. Schwed & Associates to Represent Your Business

Experience counts in hiring a public adjuster.  At Steven C. Schwed & Associates we have the experience of representing hundreds of businesses in the last 30 years.  Whether it is representing over 100 seafood related businesses during the country’s largest environmental disaster where we helped our clients in the Gulf recover several hundred million dollars in business interruption losses as a result of the BP oil spill, or a major Milwaukee Law firm with devastating water damage to their computer server room, or a 360 unit assisted living facility damaged by fire while under construction, we have the experience and the technology that allows us to provide expert representation in many types of commercial and industrial claims.


By combining the most up to date computer estimating software with a firsthand knowledge of the construction industry, Steve C. Schwed & Associates will detail your building loss on a unit cost basis that is recognized by the insurance industry. Our building claim is supported by certain sub bids and engineering and architectural specifications when necessary, making sure all areas of scope and cost are properly addressed.


Whether it is utilizing your books and records in an inventory roll forward to calculate an out of site inventory loss, sifting through the debris to perform a post loss physical inventory of furniture fixtures and equipment or recapturing non capitalized machinery and equipment costs.  We research current replacement cost pricing in support of replacement cost and base the actual cash value on physical depreciation ignoring the book depreciation utilized for tax purposes. Steven C. Schwed & Associates has the experience necessary to support a contents claim to present to your insurance company.


When your business experiences a loss, the impact is much larger than the assets which are damaged or destroyed.  Many questions arise.  How can I maintain my customers?  Can I resume operations at the loss location?  Can I relocate and equip a temporary or permanent facility?  Can I pay my key employees?  Steven Schwed who is a recognized expert in business interruption claims is personally responsible for all business interruption claims.  He has the accounting knowledge and the experience necessary to utilize the coverage to prepare a business income and extra expense claim in the best long term interest of the policyholder.  He has earned the respect of insurance company adjusters, as well as insurance company appointed forensic accountants.

Exceptional Service Sets Steven C. Schwed and Associates Apart

Commercial Property Damage Assesment

Our insurance adjusters are available day or night to answer any questions you may have throughout the claims process. Whether you are a landlord or a business owner we ensure all damages are fairly and fully assessed, securing maximum compensation for the policy holder.

When disaster strikes your business, you need to focus on maintaining your day to day operations as best as you can while making critical loss recovery decisions.

SCS Loss Consultants have decades of experience helping major commercial businesses recover after a disaster has left their operations partially or fully halted. Whether your facility has suffered from a fire, severe water damage or natural disaster, our claims experience will help you receive everything you’re entitled to. Our public insurance adjusters will go above and beyond, providing your business with valuable services and allowing you to recover from your loss.

No matter what type of business or facility you own, Steven C. Schwed & Associates is ready to help. We have a long list of prominent past commercial clients, in addition to assisting the legal and professional community with expert loss and claim analysis.  

Contact the commercial property damage consultants at SCS and Associates for a complimentary claims consultation.